Principal Protection
Explore strategies designed to reduce direct exposure to market downturns while protecting previously credited gains, subject to contract terms.
Education Series
Protected Growth
Learn how to participate in market gains without directly exposing your principal to market crashes.
Protect the Foundation
Zero Is Your Hero
When the market drops, recovering losses requires even more growth just to return to where you started. A 50% loss requires a 100% gain to break even.
Some protected-growth strategies use Fixed Indexed Annuities or Indexed Universal Life insurance. Depending on the product, negative index performance may not create a negative interest credit for the crediting period, while positive index performance may support credited interest.
Upside Potential
Interest may be credited using the positive performance of an external market index without directly investing in that index.
Peace of Mind
Build a retirement strategy that is less dependent on daily market movement and more aligned with your long-term priorities.
Your Next Step
Ready to protect your wealth?
Start with the private Financial Snapshot to see whether a protected-growth strategy deserves a closer look.
Take the Financial Snapshot Private • Secure • No pressure1 Complete your Snapshot2 Review your priorities3 Decide without pressure
Explore All Solutions Educational information only. This is not individualized investment, tax, or legal advice. Indexed annuities and indexed life insurance are not direct market investments. Caps, participation rates, spreads, charges, surrender terms, loans, withdrawals, eligibility, and guarantees vary by product and may affect values and benefits. Guarantees depend on the claims-paying ability of the issuing insurer.